Fortera is Worsley Capital's private, impact-centric banking venture — built for a new generation of wealth that expects both genuine impact and competitive returns, and that feels underserved by incumbent private banks.
Fortera exists to serve individuals and families the traditional private banking model was never designed for — founders, next-generation custodians of family wealth, and senior professionals for whom performance is necessary, but no longer sufficient on its own. Many arrive already well served on paper: a private bank for custody, a family office for administration, a separate adviser for the causes they care about. What they lack is a single house that treats those relationships as one mandate, held to one standard of conduct.
Fortera unifies discretionary asset management, private banking, and family office-level servicing under a single impact-led mandate, reported with the same rigour clients expect of their returns. The premise: capital that compounds should also count for something beyond the account statement — underwriting for both a target return and a verified impact outcome, disclosed with the same frequency and held to the same standard of evidence an institutional allocator would demand of a fund manager.
Asset management, private banking and family office servicing, delivered as a single coordinated relationship — each staffed, reported and governed independently, then reconciled into one view.
Capital deployed with the discipline institutions apply to their own balance sheets, directed toward the transition economy. Mandates are built discretionarily around each client's liquidity horizon and risk tolerance.
A banking relationship engineered for individuals who move capital, and countries, without friction — structured for lives and holdings that genuinely span borders.
Family office-level advisory and concierge infrastructure, available from a client's first day rather than after decades of accumulated wealth.
Illustrative only. Fortera is a Worsley Capital venture presented for informational purposes. Nothing on this page constitutes an offer, solicitation, or investment, banking, or financial advice.
Eligibility is assessed on the substance of a relationship rather than a single balance figure — liquidity, complexity, time horizon and intent, considered together. In practice, that tends to mean one of five recurring situations.
Founders and operators building category-defining companies, often arriving mid-liquidity event with concentrated stock positions or the early proceeds of an exit.
Custodians of multi-generational family wealth, and the family offices that manage it — working alongside existing trustees and advisers rather than displacing them.
Senior professionals who have outgrown retail banking, typically arriving with equity compensation, savings and legacy accounts scattered across several providers.
Founders of established, cash-generative companies whose wealth is largely illiquid — planning for eventual succession or sale years in advance, not weeks.
Individuals and households whose lives span two or more jurisdictions, and whose banking needs outgrow any single domestic provider.
The situations above are illustrative of the clients Fortera is built for, not a substitute for advice. Every structuring decision is taken alongside a client's own independent tax and legal counsel.
Pillar 01's impact-themed wealth management is built around a single flagship, multi-thematic strategy — a fund-of-sub-funds, not one blended pool. Each thematic mandate is its own segregated allocation with its own risk budget and line of underlying holdings; clients may hold the blend, or weight toward the themes closest to their own conviction.
Grid-scale storage, next-generation solar and long-duration battery chemistries.
Precision agriculture, soil regeneration and alternative proteins.
Low-carbon materials, retrofit technology and building efficiency.
Electrified fleets, charging infrastructure and maritime decarbonisation.
Recycled materials, reuse platforms and reverse-logistics infrastructure.
Carbon management, direct air capture and verification analytics.
Flood defence, water security and parametric risk-transfer solutions.
Water treatment, desalination and biodiversity-credit markets.
Each sub-fund is valued independently by a fund administrator, with assets held by a depositary separate from the manager — a structural separation so the manager can never simply move client assets.
Rebalancing happens at defined liquidity windows. Because some sub-funds hold illiquid private positions, redemptions in any one window are capped as a share of NAV and met pro-rata if that cap is exceeded — disclosed upfront, not discovered at redemption.
Indicative terms only: a management fee plus a performance fee above a hurdle rate, paid through a waterfall with a high-water mark — the manager is not paid twice for the same gain.
Illustrative only. Sub-fund themes and mechanics describe the design of the strategy Pillar 01 is built around; terms are indicative and subject to final documentation and regulatory approval. Nothing here constitutes an offer, solicitation, or investment advice.
Personal, corporate and trust-held capital are opened as distinct legal accounts — each with its own mandate, signatories and reporting line — but structured from day one to roll up into a single relationship record. Nothing is netted or commingled: consolidation happens in the reporting layer, not in the ledger.
Held in the individual's own name; instructed solely by the account holder or their appointed attorney.
Mandated by board resolution; signatory list and authority limits reviewed at each periodic KYC refresh.
Operated strictly on trustee instruction, independent of the settlor's personal or corporate mandates.
Currency conversion priced against a disclosed reference rate rather than a hidden retail markup, with correspondent banking relationships that let payments settle bank-to-bank.
Client funds are safeguarded in segregated, ring-fenced accounts at tier-one custodian banks, held entirely apart from the house's own balance sheet.
A single dedicated relationship manager owns the account end to end, with a reconfigurable dashboard consolidating every account, entity and currency into one statement.
Carbon accounting on every transaction against a transparent, third-party-audited methodology, with quarterly footprint statements alongside the financial ones.
Illustrative only. Account structure and servicing describe the design of Pillar 02. Fortera is not currently an authorised or regulated deposit-taking institution; nothing here constitutes a banking offer or financial promotion.
"Impact-led" is a claim any manager can make. What is meant to make Fortera's version credible is the process behind it — every holding is expected to clear the same underwriting bar the financial case is held to, before it is included in a mandate, and reviewed on the same schedule afterward.
The process is deliberately conceptual, not a scorecard of headline metrics — a single number is easy to game and hard to compare across genuinely different businesses. Instead, each holding is assessed against the same four questions, applied consistently regardless of sector or geography.
Before capital moves, the specific impact case is written down alongside the financial case — what outcome is being underwritten, and the minimum threshold it must clear.
The impact case is tested against available evidence — operating data, third-party sources, and disclosures — rather than accepted on the strength of a company's own marketing.
Impact underwriting is reviewed separately from the investment decision it supports, echoing the same separation of duties Fortera applies to financial risk.
A holding that clears the threshold once is not assumed to clear it indefinitely — impact standing is reassessed on the same cadence as financial performance, alongside it.
Clients define the scope of their own portfolio and the level of impact they want it to carry — most sit across all three tiers rather than in a single one. The classification follows the same three-tier framework used by European regulators under SFDR, giving a common, auditable language for how much of a portfolio is doing more than simply avoiding harm.
Any holding above the minimum impact threshold — screened out only for what it fails to avoid, not for what it actively contributes. A core of stability and liquidity.
Holdings that promote environmental or social characteristics alongside a genuine financial return — the majority weighting in most client portfolios.
Holdings with a direct, measurable objective, reported as rigorously as their return — held to the highest disclosure bar, and to an explicit test of additionality: would this outcome have happened without this specific capital?
Description of process and design intent, presented for informational purposes. It does not constitute a guarantee of impact outcomes, a rating methodology, or investment, banking, or financial advice. SFDR tier references describe a classification framework used for illustrative comparison, not a claim of regulatory authorisation.
Fortera is built around a single coordinated relationship rather than three separate vendors — the process below reflects that from the outset. Every stage is handled by the same relationship team, not handed off between departments.
An initial conversation to understand liquidity needs, risk tolerance, existing structures, and whether Fortera's impact-led mandate genuinely fits — not a sales process, a fit check in both directions.
Asset management, banking, and family office servicing are scoped together as one mandate, built around the client's actual liquidity horizon rather than a standard product shelf.
Accounts, custody, and reporting lines are set up under a single relationship manager, with consolidated statements replacing the fragmented view most clients arrive with.
Quarterly reporting pairs financial performance with verified impact metrics; the relationship team, not a call centre, remains the single point of contact as circumstances change.
Every holding is underwritten against a verified minimum impact threshold alongside a target financial return — the impact case is assessed with the same rigour as the financial case, not treated as a marketing overlay applied afterward.
No. This page is informational only and does not constitute an offer, solicitation, or recommendation regarding any security, fund interest, investment product, or banking service. For actual products and onboarding, visit forteranova.com directly.
Fortera is one of Worsley Capital's four ventures, operated under its own brand. It is staffed and governed independently, while sharing the same risk discipline and standard of conduct as the rest of the platform.
Founders, next-generation custodians of family wealth, and senior professionals who are typically already served on paper — a private bank, a family office, a separate impact adviser — but who lack one house treating those relationships as a single mandate.
Directly via forteranova.com, or via Worsley Capital's contact details — either route reaches the same relationship team.
“Wealth is stewardship. Capital, given direction, is how the future gets built — and how it pays for itself.”
Fortera · House View